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AMV Group, s.r.o.

Jejich nabízenou službou je zprostředkování půjčky u některého z jejich věřitelů. Jejich "schvalovací" proces má za cíl jen jedno - udržet naletělého tak dlouho, aby vypršela lhůta, kdy lze ještě odstoupit.

Místo půjčky vnutí životní kapitálové pojištění. Bez něj prý půjčku nepředají ke schválení (já osobně jsem dostal přímo tyto instrukce - na internetu v diskusích stejný postup popisují stovky lidí). Žádná půjčka se nekoná a nikdy konat nebude. Jejich jedinou činností je právě zprostředkování pojištění. Dle Aresu je to jejich jediná povolená činnost a dokonce mají jen jediný produkt a jedinou pojišťovnu (AXA). Více jim ani nedovoluje zákon.

Uvádějí úmyslně v omyl žadatele, což je trestný čin podvodu. Žádnou aktivitu ke zprostředkování nedělají a ani nemohou. Je to typické zneužití tíživé situace žadatelů. Namísto řešení se žadatel upíše nejméně na dva roky k placení 697Kč měsíčně za pojistku. Až po dvou letech ji smí vypovědět s tím, že nedostane vůbec nic (první dva roky jsou pro klienta ztrátové). Dva roky tak bude platit za nic. Pokud by přestal platit, nebo pojistku zrušil, zaplatí smluvní pokutu 15000 (což se nápadně podobá provizi AMV od AXA a také celé zaplacené částce za ty dva roky).

Krásný podvod na lidi. Je zde ale právní řešení - napadnou platnost celé smlouvy, jelikož nejsou oprávněni takovou smlouvu vůbec uzavřít (nedovoluje jim to obor činnosti jejich podnikání) a také to, že neuvádí při seznámení klienta a dokonce ani ve smlouvě pravdivé informace. Navíc sami porušují body smlouvy (například to, že neprovádí žádnou činnost pro získání "věřitele" - což se ovšem dost těžko prokazuje, jelikož po dvou měsících - tj po skončení lhůty pro vypovězení pojistky - nabídnou přesměrování na Cofidis - ovšem už bez nich).

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